Tunawiri pamoja · Let us thrive together
Save together.
Grow together.
We are a Karen Community Church based SACCO, formed in 2013 to promote the social and economic well-being of Karen Community Church members.
- Serving members since
- 2013
- Members
- 152
- In assets
- KES 12M
- Loans paid out in
- 1–2 days
Instant Mobile Loan
Quick cash, right on your phone
When you need money fast, borrow straight from your phone with Tumsifu's Instant Mobile Loan, and repay within one month.
- Repay within
- 1 month
- Interest
- 12% p.a.
- Borrow up to
- KES 20,000
- 1Log in to the Members Portal
- 2Apply for the Instant Mobile Loan
- 3Once your application is validated, the money is sent straight to your phone
Why should I join?
Saving, borrowing and growing together
Loans up to 3× your savings
The more you save, the more you can borrow.
Flexible repayment periods
From 1 month for an Instant Mobile Loan up to 48 months for a Normal Loan.
Low interest of 12% p.a.
Affordable credit for members, on every loan product.
Secure savings
Your savings are protected by a guarantor system on every credit facility.
Timely emergency loans
Quick help when the unexpected happens.
Sound financial advice
Learn and grow together on our member days.
Do I qualify?
Membership is for our church family
Membership is open to frequent attendees of Karen Community Church. To keep your membership active, save a minimum of KES 500 every month.
How do I join?
Join with KES 3,500
Pay the registration fee, your share capital and your first deposit. Once paid in full, you receive your deposit booklet and account number.
- 1
Registration fee
KES 1,000
One-off and non-refundable.
- 2
Share capital
KES 2,000
Your ownership stake in the SACCO.
- 3
First deposit
KES 500
The minimum to open your savings.
- 4
You're in
You receive a membership deposit booklet and an account number for online access.
Loan products
Loans for life's plans and surprises
Normal Loan
For your plans and projects, backed by your savings and guarantors.
Up to 3× savings · 12% p.a.
School Fees Loan
Keep learning on track. Guarantee yourself with your own savings.
Repay within 1 year · 12% p.a.
Emergency Loan
Timely help when the unexpected happens, based on your savings.
Repay within 6 months · 12% p.a.
For young people
Youth Loan
For independence, moving out, your wedding or furthering your education.
12% p.a.
How much can you borrow?
Loans start from KES 5,000. See your estimated limit and monthly repayment.
But remember the LORD your God, for it is he who gives you the ability to produce wealth…
Rooted in our church
With gratitude to Karen Community Church
Karen Community Church began in April 1996, when a small group commissioned by Nairobi Baptist Church set out to plant a congregation in Karen. It has grown into a family of children, youth and adults — a place to belong and a place to become.
Tumsifu SACCO was born in that family, approved by the church's Elders' Court in 2013. We thank the church for giving us a home and for the support that helps our members thrive together.
News and events
What's happening at Tumsifu
Visit our office
Find us at Karen Community Church on Ngong View Road. Walk in, call or send us a message.
Karen Community Church – Tumsifu SACCO, Ngong View Road, Nairobi
Mon–Fri: 8:00 am – 5:00 pm
Sat: 9:00 am – 1:00 pm
Sun: After church service +254 732 834878 · info@tumsifusacco.co.ke
Sat: 9:00 am – 1:00 pm
Sun: After church service +254 732 834878 · info@tumsifusacco.co.ke